Everything kerd.ai does today, and what comes next.
The full list, grouped the way a month end runs: figures in, holdings and gains, valuation, journals, reports. Each one works in kerd.ai now. The roadmap is at the end.
Getting the figures in
Statements, CSVs or by hand.
However the client's broker sends it, the figures reach kerd.ai with a person checking them.
Broker and custodian statements
Upload the PDF. Google Gemini finds the Transactions report inside it and proposes each line.
Your staff decide
Keep or drop every line before anything is saved. Each kept line links back to its page in the PDF.
Trades only, if you prefer
A firm setting that keeps buys and sells and leaves dividends and other income out.
CSV import with saved templates
Map a bank's export once and the next file from that bank maps itself.
Possible duplicates flagged
A line that matches a transaction already in kerd.ai is marked before you post it.
Manual entry
Add a transaction by hand from the transactions list, or straight from the holding it belongs to.
Holdings and transactions
Every position, built from its transactions.
Holdings come from the transactions, so any past date can be rebuilt exactly.
Opening positions
Bring existing holdings in at cost, lot by lot, with the rate on the day they were bought and any accrued interest kept apart.
Every transaction type
Buys, sells, dividends, interest, fees, deposits, withdrawals, FX conversions and stock splits.
Fees, withholding tax and accrued interest
Recorded on the transaction. Fees go into cost on buys and come off proceeds on sells.
Any currency
The full ISO list for accounts, instruments and transactions, with ECB rates and manual rates where the ECB has none.
Instruments by ISIN
An optional ISIN with a format check, the stock exchange, and a firm library for instruments several clients hold.
Grouping
Holdings by account or by instrument type, with subtotals that agree whichever way you look.
Cost and gains
The gain on disposal, with its working.
The calculation an auditor asks about, kept with every sell.
FIFO or weighted average
Chosen per client and locked once the first transaction is recorded.
Cost of sale on every sell
In the transactions list and on the holding, in both currencies.
The working, kept
Lots consumed, fees, cost of sale and the rates used, stored as they were on the day. A backdated change keeps the earlier version visible.
Price and FX split
Every gain in the instrument currency and the client's base currency, split into the price part and the FX part.
Stock splits
Units change and total cost stays. Older prices are valued on the split-adjusted basis, so there is no false loss.
Month-end valuation
Revalue at any date.
Pick the date, bring the prices in, and see the movement against the books.
Every holding at the date
Choose the as-at date and every holding held that day is listed.
Prices three ways
From the statement, from a CSV, or typed in, each kept with its date and its source, per client.
ECB rates, every working day
The European Central Bank's euro reference rates load at 16:15 each working day and fill in for every date, weekends and holidays included. Edit any of them: the ECB rate stays on file beside yours.
Price-move warnings
Prices that moved more than your firm's threshold (10% unless you change it) are flagged before you revalue.
Compared with the books
The new market value against the balance in the ledger, with the movement split into price and FX.
Locked once done
A completed revaluation cannot be edited. Corrections go in a new one, so the history stays whole.
Journals for the ledger
Balanced before it leaves kerd.ai.
The month-end adjustment, ready for whoever posts it.
FVTPL or FVTOCI
The client's accounting policy, with an override per holding, decides where the movement goes.
Mapped once
Each client's chart of accounts is set up once and used on every journal.
Export in your ledger's format
CSV, or the manual journal import format of Xero or Zoho Books.
Lock date
Once a revaluation's journal is posted or exported, the client's lock date moves to it, so earlier figures cannot change unnoticed.
Client reports
Reports in your firm's name.
What the client sees, with the wording a regulated firm needs.
Three reports
All trades for a period, current holdings as at any date, and a portfolio summary.
PDF, Excel and CSV
With your firm's logo, or the client's own logo where you set one.
Disclosures built in
The capital-at-risk wording on every client report, and your firm's regulatory status line once you add it.
Your firm and your data
Set up for a whole firm.
Partners, managers and preparers, each seeing what they should.
Roles and assignments
Firm admins and staff. Staff see only the clients they are assigned to.
Firms kept apart
Each firm's clients, statements and journals are separated and tested to stay that way.
Audit trail
Comments and attachments on every transaction, and who imported, approved or changed a price, and when.
Sign-in
Google, Microsoft or a code sent to your email. kerd.ai stores no passwords.
What's next
The roadmap.
In the order it is being built. A date appears here once the team commits to it.
Live now
Everything above
Statements, holdings, gains, revaluation, journals and reports.
First
Xero and Zoho Books connections
Coming soonPost the journal straight to the ledger instead of exporting it in the ledger's import format.
Second
kerd.ai MCP server
Coming soonAsk any AI tool about a client's books, with the same figures you see in kerd.ai.
See it on one of your clients.
Sign in with Google or Microsoft and run a revaluation yourself, or book a 30-minute walkthrough with our team.